Senior Data Scientist (Credit)

Moniepoint Group
Lagos
Workplace: RemoteFull timeFunction: Data Science & Machine LearningExperience: 5+ yearsSkills: ["High ownership","Clear communication","Cross-functional collaboration","Data-driven decision making","Mentoring"]

Build and deploy credit scoring, affordability, and behavioral models to support underwriting, pricing, and collections at scale. Design and run experiments to optimize approval rates, loss rates, and profitability, and partner with product squads to embed decision logic into real-time systems. Ensure ethical, compliant model usage, mentor squads on experimentation and data-driven decision-making, and improve collections outcomes, churn management, and retention across Nigeria and Africa.

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Moniepoint Group
Moniepoint Group
4 months ago

Senior Data Scientist (Credit)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live

Job Summary

Build and deploy credit scoring, affordability, and behavioral models to support underwriting, pricing, and collections at scale. Design and run experiments to optimize approval rates, loss rates, and profitability, and partner with product squads to embed decision logic into real-time systems. Ensure ethical, compliant model usage, mentor squads on experimentation and data-driven decision-making, and improve collections outcomes, churn management, and retention across Nigeria and Africa.
Location: Lagos
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Develop and deploy credit scoring, affordability, and behavioral models to support underwriting, pricing, and collections.
  • •Design and run experiments to optimize approval rates, loss rates, and profitability.
  • •Partner with product squads to embed decision logic into real-time systems.
  • •Ensure data quality, compliance, and ethical use of models across decisioning processes.
  • •Provide models to optimize collections outcomes, churn management, and user retention.

Pay and Benefits

Perks:Health InsurancePensionAnnual Bonus

Key Requirements

  • •Degree or qualifications in a quantitative field such as Statistics, Mathematics, Engineering, or similar.
  • •5+ years of experience in data science, decision science, or risk analytics within financial services.
  • •Working knowledge of credit risk, consumer lending, and regulatory considerations.
  • •Proficiency in SQL and at least one modeling/programming language (Python, R).
  • •Experience with A/B testing, machine learning, collections modeling, and churn management.
Experience:5+ yearsFinancial servicesConsumer lendingCredit risk
Skills:High ownershipClear communicationCross-functional collaborationData-driven decision makingMentoring
Tech Stack:SQLPythonRA/B testingMachine learning

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn