Senior Staff Credit Risk Analyst

Develop and execute credit risk management practices for SoFi’s small business lending, strengthening second-line oversight and regulatory readiness. Provide advanced analytics and diagnostic reviews of portfolio management policies, monitor performance drivers like roll rates, delinquency, and credit loss trends, and evaluate KPI/KRIs. Communicate insights to management, drive risk appetite monitoring, and support issue management and regulatory reporting while challenging first-line credit.