Junior Credit Analyst - German Speaking

iwoca
London
Workplace: OnsiteFull timeGBP 32,000 - 45,000 annuallyFunction: Banking, Lending & CreditSkills: ["Communication","Problem-solving","Teamwork"]

Assist in evaluating credit applications for German-speaking customers, using multiple data sources and our platform to deliver fast, fair, and accurate decisions. Collaborate with analytics teams, support senior analysts on complex cases, and adapt approaches as the business scales.

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iwoca
iwoca
10 months ago

Junior Credit Analyst - German Speaking

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Last checked: 1 hour agoStatus: Live

Job Summary

Assist in evaluating credit applications for German-speaking customers, using multiple data sources and our platform to deliver fast, fair, and accurate decisions. Collaborate with analytics teams, support senior analysts on complex cases, and adapt approaches as the business scales.
Location: London
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Assess credit applications using data sources and our tech platform to make fast, fair, and accurate decisions.
  • •Maintain autonomy in decisioning, with increasing scope as you gain experience with systems and processes.
  • •Support other analysts on larger and more complex decisions as part of the workflow.
  • •Collaborate with analytics teams to optimise lending approaches and adapt your methods accordingly.

Pay and Benefits

Salary: GBP 32,000 - 45,000 annually
Equity and Bonus:Equity
Perks:Health InsuranceMaternity LeavePaternity LeaveLearning BudgetShare OptionsNursery BenefitPaid VolunteeringTwo CompanyCycle-to-work Scheme

Key Requirements

  • •Knowledge of foundational finance and accounting principles, whether acquired academically or through an internship
  • •Strong business acumen and understanding of risk and revenue drivers that influence creditworthiness
  • •Strong German language skills, ideally at native level
  • •Ability to interpret & analyze financial statements
  • •Analytical mindset with a practical approach to problem solving and ability to propose process improvements
Experience:FinanceFintechCredit
Skills:CommunicationProblem-solvingTeamwork
Languages:GermanEnglish

Company Brief

iwoca
iwoca provides fast, tech-driven credit and working capital solutions for small and medium-sized enterprises in the UK and Germany, using automated underwriting and partner integrations to deliver loans, invoice finance and payment products.
Industry: Lending
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Scaleup
Headquarters: London, United Kingdom
Founded: 2011
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Glassdoor: 4.6
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