Citizens Bank

3 months ago

Scored Loan and Line Performance Sr Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 1 hour agoStatus: Live

Job Summary

Support Business Banking Risk Analytics by delivering hands-on quantitative analysis across the loan and credit line lifecycle. Build and maintain portfolio monitoring, develop insights on credit performance and exposure, and influence strategy and underwriting changes through testing and post-implementation performance tracking.

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Build and maintain Scored Loan and Line performance monitoring across vintages/products using leading indicators (e.g., customers dropping below minimum deposit balance, delinquency days past due, % ever 30+, utilization, # cards overlimit).
•Enhance analytics for risky populations and support recurring tracking routines/insights for portfolio management actions.
•Translate analytical findings into testable changes, coordinate standard testing/validation/sign-off, and track outcomes after implementation (e.g., decision rules and platform changes).
•Quantify tradeoffs of policy/limit actions using cohort performance analysis and produce clear, decision-ready summaries (e.g., performance differences by rating bands and expected impact framing).
•Prepare and deliver recurring reporting for risk forums/committees, including data collation, trend commentary, and “what changed / why it matters” narratives.

Pay and Benefits

Salary: USD 130,000 - 150,000 annually

Perks:MedicalDentalVisionRetirement BenefitsWellness Stipend

Key Requirements

•Demonstrated quantitative skills building portfolio monitoring routines, identifying emerging trends, and communicating findings to stakeholders.

Experience:FinanceBankingData analytics

Education:Bachelor's

Skills:CommunicationAnalytical thinkingData storytelling

Tech Stack:SQLPythonRSASVBA

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website

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Citizens Bank

3 months ago

Scored Loan and Line Performance Sr Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 1 hour agoStatus: Live

Job Summary

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Build and maintain Scored Loan and Line performance monitoring across vintages/products using leading indicators (e.g., customers dropping below minimum deposit balance, delinquency days past due, % ever 30+, utilization, # cards overlimit).
•Enhance analytics for risky populations and support recurring tracking routines/insights for portfolio management actions.
•Translate analytical findings into testable changes, coordinate standard testing/validation/sign-off, and track outcomes after implementation (e.g., decision rules and platform changes).
•Quantify tradeoffs of policy/limit actions using cohort performance analysis and produce clear, decision-ready summaries (e.g., performance differences by rating bands and expected impact framing).
•Prepare and deliver recurring reporting for risk forums/committees, including data collation, trend commentary, and “what changed / why it matters” narratives.

Pay and Benefits

Salary: USD 130,000 - 150,000 annually

Perks:MedicalDentalVisionRetirement BenefitsWellness Stipend

Key Requirements

•Demonstrated quantitative skills building portfolio monitoring routines, identifying emerging trends, and communicating findings to stakeholders.

Experience:FinanceBankingData analytics

Education:Bachelor's

Skills:CommunicationAnalytical thinkingData storytelling

Tech Stack:SQLPythonRSASVBA

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website