Credit Analyst

iwoca
Frankfurt, Germany, Berlin
Workplace: HybridFull timeEUR 55,000 - 70,000 annuallyFunction: Banking, Lending & CreditSkills: ["Communication","Problem-solving","Analytical","Teamwork","Adaptability"]

Assess credit applications for SME German clients, making fast, fair and accurate decisions using diverse data sources and our platform. You’ll work autonomously, support other analysts on complex cases, and collaborate with analytics to continually optimise lending approaches in a hybrid Frankfurt role.

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iwoca
iwoca
10 months ago

Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 56 minutes agoStatus: Live

Job Summary

Assess credit applications for SME German clients, making fast, fair and accurate decisions using diverse data sources and our platform. You’ll work autonomously, support other analysts on complex cases, and collaborate with analytics to continually optimise lending approaches in a hybrid Frankfurt role.
Location: Frankfurt, Germany, Berlin
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Assess credit applications using experience, data sources and our tech platform to make fast, fair and accurate decisions.
  • •Maintain autonomy in decisioning, with scope increasing as you build knowledge of systems and processes.
  • •Support other analysts on larger and more complex decisions as a key part of the workflow.
  • •Work with analytics teams to optimise lending approaches and adapt your approach accordingly.

Pay and Benefits

Salary: EUR 55,000 - 70,000 annually
Perks:PensionLearning BudgetGym MembershipVolunteer Day

Key Requirements

  • •Experience in commercial loan underwriting, credit sanctioning or credit analysis within the SME sector in Germany
  • •Strong German language skills, ideally at native level
  • •The ability to interpret & analyse financial statements
  • •A motivated and enthusiastic attitude that works well in a regularly changing and fast paced environment
  • •Excellent communication skills. You will have direct telephone contact with our customers, daily interaction within credit whilst decisioning and regular contact with other teams on cross functional initiatives
Experience:FintechFinanceSME lending
Skills:CommunicationProblem-solvingAnalyticalTeamworkAdaptability
Languages:German

Company Brief

iwoca
iwoca provides fast, tech-driven credit and working capital solutions for small and medium-sized enterprises in the UK and Germany, using automated underwriting and partner integrations to deliver loans, invoice finance and payment products.
Industry: Lending
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Scaleup
Headquarters: London, United Kingdom
Founded: 2011
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Glassdoor: 4.6
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