Kikoff

2 days ago

Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Own and lead the BSA/AML and OFAC sanctions compliance program across Kikoff’s bank-partner ecosystem. Serve as the designated BSA Officer, oversee risk assessments, CIP, CDD/EDD, transaction monitoring, and SAR/CTR investigations, and lead OFAC screening and escalations. Partner with sponsor banks and regulators, drive regulatory examination readiness and remediation, and optimize monitoring/screening systems alongside Data and Engineering teams. Build, mentor, and grow an AML and sanctions compliance team.

Location: San Francisco, Phoenix

Workplace: Onsite

Employment Type: Full time

Job Function: Administration & Executive Assistance

Seniority: Manager level

Key Responsibilities

•Serve as Kikoff’s designated BSA Officer with authority and accountability for the BSA/AML compliance program under applicable regulations and sponsor bank requirements.
•Own and continuously enhance the BSA/AML program, including enterprise risk assessments, CIP, CDD/EDD, transaction monitoring, and SAR/CTR investigations, decisioning, and filing.
•Lead OFAC sanctions compliance across Kikoff products, including customer/counterparty screening, ongoing rescreening, investigations, and escalation procedures.
•Build, mentor, and lead a growing team of AML and sanctions analysts and investigators.
•Serve as the primary compliance partner for sponsor banks and regulatory examiners and lead regulatory examinations, internal audits, and bank partner reviews while driving timely remediation.

Pay and Benefits

Salary: USD 120,000 - 200,000

Equity and Bonus:Equity

Key Requirements

•7+ years of progressive BSA, AML, and OFAC compliance experience.
•Prior experience serving as a BSA Officer, Deputy BSA Officer, or equivalent AML leadership at a bank, fintech, BaaS provider, or sponsor-bank program.
•Demonstrated experience leading regulatory examinations and remediating examination findings from federal or state regulators.
•Deep understanding of regulatory frameworks for bank-fintech partnerships, including CIP reliance, third-party risk management, and sponsor bank oversight.
•Experience building or scaling transaction monitoring and sanctions screening programs, including implementation or optimization of solutions such as Sardine, Alloy, Unit21, or ComplyAdvantage.

Experience:7+ yearsFintechBank-fintech partnershipsBaaSConsumer fintech

Skills:Extreme ownershipClear communicationCraftsmanshipLeadershipRegulatory partnership

Certifications:CAMS

Languages:English

Tech Stack:SardineAlloyUnit21ComplyAdvantage

Company Brief

Kikoff

Kikoff provides a credit-building product that helps consumers build credit history and access affordable lines of credit through a mobile-first platform and educational tools to improve financial health.

Industry: Lending

Growth: Early Stage Startup

Headquarters: San Francisco, United States

Founded: 2019

Website

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Kikoff

2 days ago

Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Location: San Francisco, Phoenix

Workplace: Onsite

Employment Type: Full time

Job Function: Administration & Executive Assistance

Seniority: Manager level

Key Responsibilities

•Serve as Kikoff’s designated BSA Officer with authority and accountability for the BSA/AML compliance program under applicable regulations and sponsor bank requirements.
•Own and continuously enhance the BSA/AML program, including enterprise risk assessments, CIP, CDD/EDD, transaction monitoring, and SAR/CTR investigations, decisioning, and filing.
•Lead OFAC sanctions compliance across Kikoff products, including customer/counterparty screening, ongoing rescreening, investigations, and escalation procedures.
•Build, mentor, and lead a growing team of AML and sanctions analysts and investigators.
•Serve as the primary compliance partner for sponsor banks and regulatory examiners and lead regulatory examinations, internal audits, and bank partner reviews while driving timely remediation.

Pay and Benefits

Salary: USD 120,000 - 200,000

Equity and Bonus:Equity

Key Requirements

•7+ years of progressive BSA, AML, and OFAC compliance experience.
•Prior experience serving as a BSA Officer, Deputy BSA Officer, or equivalent AML leadership at a bank, fintech, BaaS provider, or sponsor-bank program.
•Demonstrated experience leading regulatory examinations and remediating examination findings from federal or state regulators.
•Deep understanding of regulatory frameworks for bank-fintech partnerships, including CIP reliance, third-party risk management, and sponsor bank oversight.
•Experience building or scaling transaction monitoring and sanctions screening programs, including implementation or optimization of solutions such as Sardine, Alloy, Unit21, or ComplyAdvantage.

Experience:7+ yearsFintechBank-fintech partnershipsBaaSConsumer fintech

Skills:Extreme ownershipClear communicationCraftsmanshipLeadershipRegulatory partnership

Certifications:CAMS

Languages:English

Tech Stack:SardineAlloyUnit21ComplyAdvantage

Company Brief

Kikoff

Industry: Lending

Growth: Early Stage Startup

Headquarters: San Francisco, United States

Founded: 2019

Website