Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead

Kikoff
San Francisco, Phoenix
Workplace: OnsiteFull timeUSD 120,000 - 200,000Function: Administration & Executive AssistanceExperience: 7+ yearsSkills: ["Extreme ownership","Clear communication","Craftsmanship","Leadership","Regulatory partnership"]

Own and lead the BSA/AML and OFAC sanctions compliance program across Kikoff’s bank-partner ecosystem. Serve as the designated BSA Officer, oversee risk assessments, CIP, CDD/EDD, transaction monitoring, and SAR/CTR investigations, and lead OFAC screening and escalations. Partner with sponsor banks and regulators, drive regulatory examination readiness and remediation, and optimize monitoring/screening systems alongside Data and Engineering teams. Build, mentor, and grow an AML and sanctions compliance team.

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Kikoff
Kikoff
1 month ago

Bank Secrecy Act (BSA) Officer & AML/Sanctions Team Lead

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Own and lead the BSA/AML and OFAC sanctions compliance program across Kikoff’s bank-partner ecosystem. Serve as the designated BSA Officer, oversee risk assessments, CIP, CDD/EDD, transaction monitoring, and SAR/CTR investigations, and lead OFAC screening and escalations. Partner with sponsor banks and regulators, drive regulatory examination readiness and remediation, and optimize monitoring/screening systems alongside Data and Engineering teams. Build, mentor, and grow an AML and sanctions compliance team.
Location: San Francisco, Phoenix
Workplace: Onsite
Employment Type: Full time
Job Function: Administration & Executive Assistance
Seniority: Manager level

Key Responsibilities

  • •Serve as Kikoff’s designated BSA Officer with authority and accountability for the BSA/AML compliance program under applicable regulations and sponsor bank requirements.
  • •Own and continuously enhance the BSA/AML program, including enterprise risk assessments, CIP, CDD/EDD, transaction monitoring, and SAR/CTR investigations, decisioning, and filing.
  • •Lead OFAC sanctions compliance across Kikoff products, including customer/counterparty screening, ongoing rescreening, investigations, and escalation procedures.
  • •Build, mentor, and lead a growing team of AML and sanctions analysts and investigators.
  • •Serve as the primary compliance partner for sponsor banks and regulatory examiners and lead regulatory examinations, internal audits, and bank partner reviews while driving timely remediation.

Pay and Benefits

Salary: USD 120,000 - 200,000
Equity and Bonus:Equity

Key Requirements

  • •7+ years of progressive BSA, AML, and OFAC compliance experience.
  • •Prior experience serving as a BSA Officer, Deputy BSA Officer, or equivalent AML leadership at a bank, fintech, BaaS provider, or sponsor-bank program.
  • •Demonstrated experience leading regulatory examinations and remediating examination findings from federal or state regulators.
  • •Deep understanding of regulatory frameworks for bank-fintech partnerships, including CIP reliance, third-party risk management, and sponsor bank oversight.
  • •Experience building or scaling transaction monitoring and sanctions screening programs, including implementation or optimization of solutions such as Sardine, Alloy, Unit21, or ComplyAdvantage.
Experience:7+ yearsFintechBank-fintech partnershipsBaaSConsumer fintech
Skills:Extreme ownershipClear communicationCraftsmanshipLeadershipRegulatory partnership
Certifications:CAMS
Languages:English
Tech Stack:SardineAlloyUnit21ComplyAdvantage

Company Brief

Kikoff
Kikoff provides a credit-building product that helps consumers build credit history and access affordable lines of credit through a mobile-first platform and educational tools to improve financial health.
Industry: Lending
Growth: Early Stage Startup
Headquarters: San Francisco, United States
Founded: 2019
Website