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2 weeks ago

Credit Analyst II

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Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Perform financial analysis and credit underwriting to help the bank assess risk and monitor existing lending relationships, focusing on less complex portfolios. Build financial spreads in the nCino lending operating system, prepare cash flow and project analysis reports, and calculate financial ratios for loan agreement compliance. Create credit memos and annual reviews, verify borrowing base certificates, and review prior analysis and attend loan committee meetings as directed.

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Create financial spreads in nCino using financial statements to identify and review trends.
•Prepare reports quantifying borrowers’ personal, global, and real estate cash flows/project analysis.
•Attend loan committee meetings as directed by management.
•Verify accuracy of customers’ borrowing base certificates for assets (accounts receivable, inventory, marketable securities).
•Calculate financial ratios and monitor compliance with loan agreement definitions and eligible collateral; create credit memos and annual reviews.

Key Requirements

•Equivalent to a four-year college degree plus 4 years of related experience and/or training.
•3 years of related management or supervisory experience.
•Broad knowledge of fields such as accounting, business administration, and finance.
•Ability to read, analyze, and understand business and financial materials, and to communicate effectively in writing and presentations.
•Ability to work with mathematical concepts (probability, statistical inference, algebra/geometry/trigonometry) and apply critical thinking to draw conclusions.

Experience:4+ years

Education:Bachelor's

Skills:Analytical thinkingGood judgmentCommunicationReport writing

Tech Stack:NCino10-KeyAccountingSpreadsheetMicrosoft WordMicrosoft ExcelAlphanumeric Data Entry

Company Brief

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Bank holding company that operates Centennial Bank and provides commercial and consumer banking services, including lending, deposits, treasury management, and online banking. Serves individuals, businesses, and public entities across the southern United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Conway, United States

Founded: 1998

Website LinkedIn

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Home BancShares

2 weeks ago

Credit Analyst II

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Create financial spreads in nCino using financial statements to identify and review trends.
•Prepare reports quantifying borrowers’ personal, global, and real estate cash flows/project analysis.
•Attend loan committee meetings as directed by management.
•Verify accuracy of customers’ borrowing base certificates for assets (accounts receivable, inventory, marketable securities).
•Calculate financial ratios and monitor compliance with loan agreement definitions and eligible collateral; create credit memos and annual reviews.

Key Requirements

•Equivalent to a four-year college degree plus 4 years of related experience and/or training.
•3 years of related management or supervisory experience.
•Broad knowledge of fields such as accounting, business administration, and finance.
•Ability to read, analyze, and understand business and financial materials, and to communicate effectively in writing and presentations.
•Ability to work with mathematical concepts (probability, statistical inference, algebra/geometry/trigonometry) and apply critical thinking to draw conclusions.

Experience:4+ years

Education:Bachelor's

Skills:Analytical thinkingGood judgmentCommunicationReport writing

Tech Stack:NCino10-KeyAccountingSpreadsheetMicrosoft WordMicrosoft ExcelAlphanumeric Data Entry

Company Brief

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Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Conway, United States

Founded: 1998

Website LinkedIn