Director-Compliance – Credit & Fraud Risk

American Express
United Kingdom
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceSkills: ["Collaboration","Communication","Leadership","Stakeholder management","Adaptability"]

Lead American Express’ independent compliance oversight for the International Credit & Fraud Risk (CFR) organization. You’ll engage CFR business stakeholders to challenge compliance/regulatory requirements across the credit lifecycle, manage Compliance professionals, and oversee compliance risk management activities (CRA, RCIM, KRIs, RBST, issue management). Partner across GCE and second-line oversight teams, support regulatory examinations and audit reviews, and drive continuous improvement using industry best practices.

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FursaFursa
American Express
American Express
3 days ago

Director-Compliance – Credit & Fraud Risk

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Last checked: 2 hours agoStatus: Live

Job Summary

Lead American Express’ independent compliance oversight for the International Credit & Fraud Risk (CFR) organization. You’ll engage CFR business stakeholders to challenge compliance/regulatory requirements across the credit lifecycle, manage Compliance professionals, and oversee compliance risk management activities (CRA, RCIM, KRIs, RBST, issue management). Partner across GCE and second-line oversight teams, support regulatory examinations and audit reviews, and drive continuous improvement using industry best practices.
Location: United Kingdom
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Director level

Key Responsibilities

  • •Lead engagement and effective challenge with CFR business stakeholders on compliance and regulatory requirements for projects and strategies.
  • •Provide oversight across compliance risk management throughout the credit lifecycle (underwriting through collections, settlements, disputes, fraud prevention, and issue management).
  • •Manage and develop a team to execute CFR international compliance activities, including CRA, RCIM, oversight of KRIs and regulatory self-testing, and talent development.
  • •Oversee compliance issue management, ensuring appropriate decisioning, timely closure of gaps, and customer remediation where required.
  • •Support regulatory examinations and internal audit reviews, and coordinate CRA and first-line-of-defense testing/quarterly results with follow-up action plans.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisability InsuranceParental LeaveHybrid WorkCounseling Support

Key Requirements

  • •Deep regulatory knowledge of international credit compliance and fraud-risk requirements, including consumer credit laws, consumer protection, responsible lending/affordability, credit reporting/data obligations, and collections/serving standards.
  • •Ability to research, assess, and determine regulatory impact to business systems, processes, and initiatives, and influence decisions accordingly.
  • •Experience managing a team of compliance professionals to execute compliance risk programs and provide oversight and challenge on KRIs and regulatory self-testing.
  • •Strong collaboration skills working across cross-functional and cross-line teams (e.g., GCE and Global Risk & Compliance) in a fast-paced environment with competing priorities.
  • •Excellent verbal and written communication skills to persuade and influence stakeholders at all levels, including external counterparties.
Skills:CollaborationCommunicationLeadershipStakeholder managementAdaptability

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn