Manager, Machine Learning Engineering (Repayment & Recovery)

Affirm
United Kingdom
Workplace: RemoteFull timeGBP 142,000 - 190,000 annuallyFunction: Data Science & Machine LearningExperience: 8+ yearsEducation: bachelorsSkills: ["Leadership","Mentorship","Communication","Problem-solving","Influence"]

Lead and mentor a team of ML engineers focused on the post-origination credit lifecycle. Set technical strategy for repayment, collections, recovery and loss mitigation projects, partner with product, analytics, risk, and design to scale advanced ML solutions, and drive a cohesive long-term ML strategy across Affirm’s Repayment & Recovery group in Europe (UK/Poland/Spain).

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Affirm
Affirm
2 months ago

Manager, Machine Learning Engineering (Repayment & Recovery)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live

Job Summary

Lead and mentor a team of ML engineers focused on the post-origination credit lifecycle. Set technical strategy for repayment, collections, recovery and loss mitigation projects, partner with product, analytics, risk, and design to scale advanced ML solutions, and drive a cohesive long-term ML strategy across Affirm’s Repayment & Recovery group in Europe (UK/Poland/Spain).
Location: United Kingdom
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Manager level

Key Responsibilities

  • •Set the technical strategy for the team and align with business goals across repayment, collections, recovery, and loss mitigation.
  • •Define and advocate technical solutions and operational processes to maximize impact and efficiency.
  • •Collaborate with product management, design, analytics, and risk to ensure technical sustainability and clear understanding of risks and trade-offs.
  • •Develop talent through feedback and mentorship and lead by example.
  • •Lead the engineering effort in Europe, partnering with UK/Poland/Spain teams to scale ML solutions across the credit lifecycle.

Pay and Benefits

Salary: GBP 142,000 - 190,000 annually
Perks:Health InsuranceFlexible SpendingTime OffEspp

Key Requirements

  • •8+ years of industry experience in a technical field, including 3+ years managing engineers.
  • • Background in financial services, specifically credit/lending, with hands-on post-origination modeling experience (collections, repayment, recovery, loss mitigation, early-warning or behavioural risk).
  • • Proficiency in machine learning with experience in tree-based models, transformers, deep learning, and agentic ML.
  • • Strong engineering skills with hands-on technical leadership while working with code and architecture.
  • • Ability to thrive in ambiguity and understand both low-level language idioms and large-scale system architecture.
Experience:8+ yearsFintechCreditLendingMachine learningPost-origination
Education:Bachelor's
Skills:LeadershipMentorshipCommunicationProblem-solvingInfluence
Languages:En
Tech Stack:Tree-based modelsTransformersDeep learningAgentic ML

Company Brief

Affirm
Provides point-of-sale lending and buy-now-pay-later (BNPL) solutions for consumers and merchants, enabling installment payments, consumer financing, and embedded financial services through APIs and partnerships with retailers and platforms.
Industry: Lending
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2012
WebsiteLinkedIn