Field Credit Officer (South East)

Moniepoint Group
Nigeria
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: associatesSkills: ["Attention to details","Analytical skills","Communication","Presentation","Interpersonal skills"]

Onboard and manage businesses seeking Moniepoint credit products across your assigned South East territory. Drive loan portfolio growth while protecting profitability by assessing credit applications using the 5Cs (capacity, character, capital and related factors), reviewing/approving loan requests, and monitoring active loans to ensure timely repayments. Use physical visitations and performance monitoring tools to evaluate borrowers, minimize defaults, and meet portfolio targets.

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Moniepoint Group
Moniepoint Group
1 week ago

Field Credit Officer (South East)

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Last checked: 11 hours agoStatus: Live

Job Summary

Onboard and manage businesses seeking Moniepoint credit products across your assigned South East territory. Drive loan portfolio growth while protecting profitability by assessing credit applications using the 5Cs (capacity, character, capital and related factors), reviewing/approving loan requests, and monitoring active loans to ensure timely repayments. Use physical visitations and performance monitoring tools to evaluate borrowers, minimize defaults, and meet portfolio targets.
Location: Nigeria
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Identify and onboard viable businesses in your assigned geographical area to open business accounts
  • •Engage customers to ensure optimal account usage and qualification for credit access
  • •Review and approve (or decline) loan requests by analyzing available data
  • •Conduct physical visitations to evaluate borrowers’ business books, inventory, and turnover
  • •Monitor active loan portfolio to ensure continued use of accounts and loan repayment performance

Key Requirements

  • •Minimum of an OND in any business-related discipline
  • •Minimum of 2 years’ experience in a sales role for credit products in a financial institution
  • •Demonstrable knowledge of credit risk analysis
  • •Good knowledge of financial analysis (added advantage)
  • •Must be resident in one of the listed South East locations (Indicate preferred location on your CV)
Experience:2+ years
Education:Associate's
Skills:Attention to detailsAnalytical skillsCommunicationPresentationInterpersonal skills

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn