Underwriter II, USDA Generalist

Pathward
Sioux Falls, Louisville
Workplace: RemoteFull timeUSD 72,000 - 120,000 annuallyFunction: Banking, Lending & CreditExperience: 3+ yearsSkills: ["Business acumen","Customer focus","Collaboration","Communication","Negotiating"]

Underwrite the full spectrum of lending products by applying credit policies and minimum standards to produce appropriate risk/return decisions. Manage deal packages from initial review and due-diligence ordering through closing, including credit narratives, pre-funding documentation, and negotiation. Partner with Business Development Officers and debtor/credit teams, review financials and field examinations, and mentor analysts and field examiners to support smooth transitions post-closing.

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Pathward
Pathward
2 days ago

Underwriter II, USDA Generalist

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Last checked: 5 hours agoStatus: Live

Job Summary

Underwrite the full spectrum of lending products by applying credit policies and minimum standards to produce appropriate risk/return decisions. Manage deal packages from initial review and due-diligence ordering through closing, including credit narratives, pre-funding documentation, and negotiation. Partner with Business Development Officers and debtor/credit teams, review financials and field examinations, and mentor analysts and field examiners to support smooth transitions post-closing.
Location: Sioux Falls, Louisville
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Underwrite the entire spectrum of lending products in a timely and efficient manner.
  • •Apply credit policies and minimum underwriting standards to manage credit risk and risk/return relationships.
  • •Review and analyze deal packages, conduct initial interviews, and order/review due diligence and documentation.
  • •Oversee the underwriting process through closing, including credit narratives, pre-funding process, and closing documentation negotiation.
  • •Visit prospect locations for larger transactions and mentor/train analysts, field examiners, and less experienced representatives.

Pay and Benefits

Salary: USD 72,000 - 120,000 annually
Perks:Health Insurance401kLife InsuranceDisability BenefitsPaid Leave

Key Requirements

  • •Bachelor's degree or equivalent education and work experience.
  • •3+ years relevant experience.
  • •Business acumen and strong customer focus.
  • •Collaboration, communication, and negotiating skills.
Experience:3+ yearsLendingUnderwriting
Skills:Business acumenCustomer focusCollaborationCommunicationNegotiating

Company Brief

Pathward
Provides banking-as-a-service APIs, card issuing, deposit and payment solutions for fintechs, businesses, and partners. Offers integrated banking products including debit cards, program management, and compliance services to enable financial product delivery.
Industry: Fintech Infrastructure
Growth: Established Company
WebsiteLinkedIn