Credit Review Officer - Consumer

Huntington Bancshares
Columbus, Detroit, Michigan, Cleveland
Workplace: OnsiteFull timeUSD 70,000 - 140,000 annuallyFunction: Banking, Lending & CreditExperience: 5+ yearsEducation: bachelorsSkills: ["Verbal communication","Written communication","Conflict management","Project management","Relationship building"]

Independently evaluate and report on the effectiveness of consumer credit processes within a large financial institution. Execute retail consumer credit review engagements and continuous monitoring by assessing credit risk, adherence to credit policies, regulatory compliance, underwriting quality, and portfolio/risk management. Analyze internal and external data to compile clear findings for senior leaders, support credit risk committee discussions, identify emerging risks, and recommend improvements across the enterprise.

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Huntington Bancshares
Huntington Bancshares
3 days ago

Credit Review Officer - Consumer

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Last checked: 12 hours agoStatus: Live

Job Summary

Independently evaluate and report on the effectiveness of consumer credit processes within a large financial institution. Execute retail consumer credit review engagements and continuous monitoring by assessing credit risk, adherence to credit policies, regulatory compliance, underwriting quality, and portfolio/risk management. Analyze internal and external data to compile clear findings for senior leaders, support credit risk committee discussions, identify emerging risks, and recommend improvements across the enterprise.
Location: Columbus, Detroit, Michigan, Cleveland
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Execute retail consumer credit review program assignments in accordance with policy to assess credit risk, adherence to credit policies/procedures, regulatory compliance, and exam results.
  • •Review transactions and/or analyze portfolio data to evaluate underwriting quality, credit processing, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions for reporting.
  • •Compile and structure data from internal and external sources and summarize results for end-users.
  • •Conduct periodic risk assessment processes and ongoing continuous data analysis to identify emerging risks and factors requiring annual plan amendments.
  • •Participate in business credit risk management committee meetings, act as a risk management resource, identify emerging risk issues, and provide feedback/recommendations to enhance enterprise practices.

Pay and Benefits

Salary: USD 70,000 - 140,000 annually
Perks:Health InsuranceRetirement SavingsPaid LeavePaid HolidaysWellness StipendLife InsuranceDisability Insurance

Key Requirements

  • •Bachelor’s degree or 4 years of related consumer or scored small business lending experience.
  • •5+ years of related experience in credit review, risk management, underwriting, or data/credit risk analysis.
  • •Detailed working knowledge of methodologies and techniques for credit risk review engagements and continuous monitoring.
  • •Working knowledge of credit risk management and control frameworks.
  • •Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools.
Experience:5+ yearsConsumer creditRetail lendingCredit riskRisk managementUnderwritingData/credit risk analysis
Education:Bachelor's
Skills:Verbal communicationWritten communicationConflict managementProject managementRelationship building
Tech Stack:MS AccessExcelPowerPointWordSASSQLGAAP

Company Brief

Huntington Bancshares
Regional bank holding company providing commercial and consumer banking, payments, wealth management, and lending services across the Midwestern and select other U.S. markets. It serves individuals, small businesses, and corporate clients through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Columbus, United States
Founded: 1866
WebsiteLinkedIn