Vice President, Credit Risk

Mastercard
São Paulo
Workplace: OnsiteFull timeFunction: Executive & General ManagementExperience: 12-18 yearsEducation: bachelorsSkills: ["Communication","Leadership","Problem-solving","Stakeholder management","Strategic thinking"]

Senior, independent Second Line of Defense oversight of credit risk for Brazil. Responsible for governance, regulatory compliance, risk framework adherence, and engagement with regulators and senior stakeholders to align local requirements with global Credit Risk standards.

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FursaFursa
Mastercard
Mastercard
3 months ago

Vice President, Credit Risk

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Source: Company careers pageValidated by: Fursa AI
Status: Live

Job Summary

Senior, independent Second Line of Defense oversight of credit risk for Brazil. Responsible for governance, regulatory compliance, risk framework adherence, and engagement with regulators and senior stakeholders to align local requirements with global Credit Risk standards.
Location: São Paulo
Workplace: Onsite
Employment Type: Full time
Job Function: Executive & General Management
Seniority: Sr. Director level

Key Responsibilities

  • •Provide independent Second Line oversight of credit risk across Brazil as established by Mastercard in accordance with Regulation 522
  • •Oversee Brazil Credit Risk Assessment framework, credit stress testing, back-testing, and controls, and monitor model performance
  • •Own local standards for rating methodologies and Expected Loss; approve material policy exceptions and align with global Credit policy, standards, guidance and local regulations
  • •Provide oversight of portfolio performance, concentrations, and emerging risks; ensure timely escalation of material risk deterioration; review and approve customer unwriting proposed by the first line of defense
  • •Act as the senior Credit Risk representative for Brazil with local regulators and risk committees; lead engagements during regulatory reviews, examinations, and audits; partner with senior stakeholders across Business, Finance, Compliance, and Risk

Key Requirements

  • •12–18+ years in banking, payments, fintech, risk management
  • •Advanced credit risk management expertise across financial institutions and/or corporate portfolios
  • •Strong knowledge of credit risk rating systems, model governance, and control frameworks
  • •Executive-level communication and stakeholder management skills
  • •Ability to balance growth and risk; leadership experience in regulated financial institutions
Experience:12-18 yearsBankingPaymentsFintechRisk management
Education:Bachelor's
Skills:CommunicationLeadershipProblem-solvingStakeholder managementStrategic thinking

Company Brief

Mastercard
Mastercard is a global payments and technology company that processes transactions, provides fraud prevention and data services, and builds payment infrastructure for consumers, businesses, merchants and governments across 200+ countries.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Purchase, New York, United States
Founded: 1966
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