Mortgage Underwriter, AACU Mortgages (Fort Worth, TX, US)

American Airlines Group
United States
Full timeFunction: Banking, Lending & CreditExperience: 3-5 yearsEducation: high_schoolSkills: ["Attention to detail","Organization skills","Self-motivation","Prioritization","Independent work"]

Underwrite first and second mortgage originations for properties nationwide within the American Airlines Credit Union. Apply underwriting guidelines, secondary market requirements, and federal regulations to evaluate employment, credit, property characteristics, and tax returns. Review and approve valuations and title/survey documents, verify AUS findings and data integrity, condition loan files, compile HMDA data, and support quality control while staying current on legislation and secondary market guideline updates.

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American Airlines Group
American Airlines Group
52 minutes ago

Mortgage Underwriter, AACU Mortgages (Fort Worth, TX, US)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 52 minutes agoStatus: Live

Job Summary

Underwrite first and second mortgage originations for properties nationwide within the American Airlines Credit Union. Apply underwriting guidelines, secondary market requirements, and federal regulations to evaluate employment, credit, property characteristics, and tax returns. Review and approve valuations and title/survey documents, verify AUS findings and data integrity, condition loan files, compile HMDA data, and support quality control while staying current on legislation and secondary market guideline updates.
Location: United States
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Apply internal underwriting guidelines, secondary market requirements, and federal regulations to support loan-quality decisions.
  • •Analyze and verify employment profile, credit strength, property characteristics, and related information for credit decisions.
  • •Review and approve property valuations and title/survey documents.
  • •Analyze individual, joint, and business tax returns, communicate required conditions/stipulations, and coordinate for clarifications.
  • •Ensure AUS data integrity, complete accurate loan-file conditioning, compile HMDA data, and support quality control reviews while staying current on regulatory and secondary market guideline updates.

Pay and Benefits

Perks:Health InsuranceDentalVision401kPet Insurance

Key Requirements

  • •High school diploma or GED.
  • •3 to 5 years of relevant experience in a financial/banking institution with strong knowledge of real estate lending products, processes, policies, and services.
  • •Experience in conventional underwriting and appraisal review.
  • •Experience and knowledge of federal/state laws for real estate lending, including recent FNMA guidelines and QM/ATR regulations.
  • •Experience with Fannie Mae Desktop Underwriter.
Experience:3-5 years
Education:High School
Skills:Attention to detailOrganization skillsSelf-motivationPrioritizationIndependent work
Tech Stack:Microsoft OfficeWordExcelAccessPowerPointLoan origination/processing systemsMortgage Cadence (formerly Prime Alliance)EpisysMeridian LinkFannie Mae Desktop Underwriter (DU)AUS

Company Brief

American Airlines Group
Major U.S. airline providing scheduled passenger and cargo air transportation globally. Operates a large fleet and extensive domestic and international route network, serving millions of customers with diversified travel and loyalty services.
Industry: Airlines
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Fort Worth, United States
Founded: 1926
WebsiteLinkedIn