Software Engineer - X Money

X AI
Palo Alto, New York
Workplace: OnsiteFull timeUSD 180,000 - 440,000 annuallyFunction: Software EngineeringExperience: 2+ yearsSkills: ["Communication","Collaboration","Prioritization","Problem-solving","Teamwork"]

Software Engineer on the X Money team building a global payments network. Focused on backend development and robust microservices to support high-scale, low-latency operations, with collaboration across mobile and web clients, payments, fraud detection, and compliance initiatives. Greenfield projects in a startup-like environment at the intersection of AI and finance, driving architectural decisions for scalable, secure systems.

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FursaFursa
X AI
X AI
5 months ago

Software Engineer - X Money

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 1 hour agoStatus: Live

Job Summary

Software Engineer on the X Money team building a global payments network. Focused on backend development and robust microservices to support high-scale, low-latency operations, with collaboration across mobile and web clients, payments, fraud detection, and compliance initiatives. Greenfield projects in a startup-like environment at the intersection of AI and finance, driving architectural decisions for scalable, secure systems.
Location: Palo Alto, New York
Workplace: Onsite
Employment Type: Full time
Job Function: Software Engineering

Key Responsibilities

  • •Develop backend services, APIs, and data models to support high-volume, multi-user environments.
  • •Work with iOS, Android & Web client engineers to ship products.
  • •Design robust infrastructure and microservices for payments, transactions, growth, monetization, and engagement across platforms.
  • •Build and maintain fullstack features, including user dashboards, personalized experiences, content delivery, interactive tools, assessments, and real-time analytics.
  • •Lead architecture, scalability, and reliability decisions for high-concurrency, low-latency systems.

Pay and Benefits

Salary: USD 180,000 - 440,000 annually
Equity and Bonus:Equity
Perks:EquityMedicalVisionDental401kDisabilityLife Insurance

Key Requirements

  • •Proficiency in distributed systems for high-scale, low-latency environments using Rust, Go, Python and Java
  • •2+ years of experience working on large-scale consumer applications
  • •Experience designing backend services, APIs, and data models
  • •Experience leading architecture, scalability, and reliability decisions
  • •Experience collaborating with iOS, Android, and Web client engineers
Experience:2+ yearsFintechPaymentsAI
Skills:CommunicationCollaborationPrioritizationProblem-solvingTeamwork
Languages:English
Tech Stack:RustGoPythonJavaAPIsMicroservicesDistributed systems

Company Brief

X AI
Develops advanced artificial intelligence models and research aimed at building safe, general AI and understanding the fundamental nature of the universe. Focuses on large-scale AI systems, research publications, and building foundational AI capabilities.
Industry: AI & Machine Learning
Company Size: Medium (51 to 250 employees)
Growth: Early Stage Startup
Headquarters: San Francisco, United States
Founded: 2023
Website