Senior Commercial Underwriter (Full Time) - SB Greenway

Prosperity Bancshares
Anywhere
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Analytical thinking","Communication","Planning","Organizational skills","Confidentiality"]

Perform quantitative and qualitative credit analysis for commercial loan requests, underwriting new and existing borrower relationships and assessing risks across industries and the economy. Partner with commercial lending officers and borrowers to gather additional information, structure loans within policy, and prepare credit memorandums and in-depth presentations for loan approval authorities, including the loan committee, while helping protect the bank against high-risk situations.

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Prosperity Bancshares
Prosperity Bancshares
1 month ago

Senior Commercial Underwriter (Full Time) - SB Greenway

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Last checked: 5 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Perform quantitative and qualitative credit analysis for commercial loan requests, underwriting new and existing borrower relationships and assessing risks across industries and the economy. Partner with commercial lending officers and borrowers to gather additional information, structure loans within policy, and prepare credit memorandums and in-depth presentations for loan approval authorities, including the loan committee, while helping protect the bank against high-risk situations.
Location: Anywhere
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze client financial statements, spreads, ratios, and broader industry/economic risks that could jeopardize loan repayment.
  • •Work with borrowers and loan officers to review credit issues and obtain additional required information.
  • •Structure loans within policy to effectively mitigate risk and identify high-risk credit situations.
  • •Prepare credit memorandums summarizing lending opportunities, associated risks, and proposed loan structures.
  • •Conduct or assist with presentations to loan approval authorities, including the loan committee.

Key Requirements

  • •Bachelor’s degree in business (or equivalent) plus 3+ years of related banking experience, or an equivalent combination of education and experience.
  • •Experience underwriting commercial bank business loans across multiple industries.
  • •Familiarity with regulation and best practices for commercial and industrial and commercial real estate loans.
  • •Proficiency in Microsoft Word, Excel, and PowerPoint.
  • •Ability to read, analyze, and interpret financial statements, industry data, and customer profiles; produce written and oral presentations.
Experience:3+ yearsBankingCommercial lendingCredit underwritingCommercial real estate
Education:Bachelor's in business
Skills:Analytical thinkingCommunicationPlanningOrganizational skillsConfidentiality
Tech Stack:Microsoft WordMicrosoft ExcelPowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn