Credit Approver (Seoul, Seoul, KR, 04511)

HSBC
Seoul
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Communication","Interpersonal skills","Collaboration","Judgement","Accountability"]

Oversee a portfolio of corporate and institutional clients by monitoring market and industry developments and assessing client impact. Evaluate obligor creditworthiness, assign risk ratings, and guide the business so decisions meet internal policies and regulatory requirements. Exercise delegated credit approval authority, deliver clear written approval comments with an audit trail, and collaborate with client coverage and product partners on initiatives and priorities.

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FursaFursa
HSBC
HSBC
3 days ago

Credit Approver (Seoul, Seoul, KR, 04511)

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Last checked: 2 hours agoStatus: Live

Job Summary

Oversee a portfolio of corporate and institutional clients by monitoring market and industry developments and assessing client impact. Evaluate obligor creditworthiness, assign risk ratings, and guide the business so decisions meet internal policies and regulatory requirements. Exercise delegated credit approval authority, deliver clear written approval comments with an audit trail, and collaborate with client coverage and product partners on initiatives and priorities.
Location: Seoul
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Oversee an assigned portfolio across multiple sectors; monitor market and industry developments and assess client impact.
  • •Evaluate obligor creditworthiness and assign risk ratings, providing guidance to ensure decisions align with internal policies and regulatory requirements.
  • •Exercise delegated Credit Approval Authority with robust judgement and strong accountability.
  • •Produce clear written approval comments and recommendations to support decision-making and maintain a strong audit trail.
  • •Collaborate with client coverage and product partners; contribute to ad hoc initiatives and team priorities.

Key Requirements

  • •Approximately 3 years of experience in credit risk/credit analysis, with corporate portfolio experience preferred.
  • •Strong qualitative and quantitative credit analysis skills to identify key risks across clients, sectors, and structures.
  • •Good understanding of wholesale banking products (e.g., loans, trade, derivatives) and related documentation.
  • •Strong communication skills in English and Korean (written and verbal).
  • •Bachelor’s degree in Finance, Business, Accounting or similar.
Education:Bachelor's
Skills:CommunicationInterpersonal skillsCollaborationJudgementAccountability
Languages:EnglishKorean

Company Brief

HSBC
Global banking and financial services organisation offering retail, commercial, corporate and investment banking, wealth management, and global markets services across Europe, Asia, the Americas and the Middle East.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 1865
Glassdoor
Glassdoor: 3.6
WebsiteLinkedIn