Credit Strategy Manager

SoFi Technologies
Charlotte, Seattle, San Francisco, New York
Workplace: OnsiteFull timeUSD 115,200 - 216,000 annuallyFunction: Strategy & Corporate DevelopmentExperience: 4+ yearsSkills: ["Communication","Collaboration","Problem-solving","Strategic thinking","Leadership"]

Analyze and evaluate data to develop and propose credit risk strategies and models for consumer lending products, including personal loans, student loan refinance, private student loans, and credit cards. Build value-added pre-screening and underwriting approaches, design and iterate on a real-time multi-product data ecosystem, and monitor strategy and portfolio performance. Partner with business units, capital markets, product, and engineering to drive revenue, control loss, and communicate results to senior stakeholders.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
SoFi Technologies
SoFi Technologies
5 months ago

Credit Strategy Manager

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 16 minutes agoStatus: Live

Job Summary

Analyze and evaluate data to develop and propose credit risk strategies and models for consumer lending products, including personal loans, student loan refinance, private student loans, and credit cards. Build value-added pre-screening and underwriting approaches, design and iterate on a real-time multi-product data ecosystem, and monitor strategy and portfolio performance. Partner with business units, capital markets, product, and engineering to drive revenue, control loss, and communicate results to senior stakeholders.
Location: Charlotte, Seattle, San Francisco, New York
Workplace: Onsite
Employment Type: Full time
Job Function: Strategy & Corporate Development
Seniority: Mid level

Key Responsibilities

  • •Develop and propose credit risk strategies and models for lending products, including pre-screen and underwriting strategies.
  • •Build and leverage a real-time data ecosystem using internal, bureau, third-party, and alternative data sources.
  • •Control risk and drive performance outcomes by mitigating loss, monitoring strategy and portfolio performance, and escalating issues as needed.
  • •Document and communicate analysis results, identify gaps and opportunities, and drive follow-up actions with stakeholders.
  • •Collaborate cross-functionally with business units, capital markets, product, and engineering to support revenue growth and loss prevention.

Pay and Benefits

Salary: USD 115,200 - 216,000 annually

Key Requirements

  • •4+ years of related experience.
  • •Business acumen and experience in consumer lending (loans or credit cards).
  • •Direct experience in the credit strategy analytical life cycle, including decision tree development, implementation validation, and post-implementation monitoring.
  • •Proven ability to conduct sophisticated analysis using customer performance data, bureau attributes, and third-party variables.
  • •Proficiency in Excel, SQL, and Python, with the ability to synthesize and communicate analysis to business partners and senior management.
Experience:4+ yearsConsumer lendingCredit riskRisk analytics
Skills:CommunicationCollaborationProblem-solvingStrategic thinkingLeadership
Languages:English
Tech Stack:ExcelSQLPythonTableau

Company Brief

SoFi Technologies
Provides digital financial services including lending, banking, investing, and credit products through a consumer-focused online platform. SoFi serves individuals looking to manage money, borrow, save, invest, and protect their finances in one place.
Industry: Neobanking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2011
WebsiteLinkedIn