Sheffield Underwriter I

Truist Financial
United States
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: high_schoolSkills: ["Decision-making","Organizational skills","Verbal communication","Written communication","Customer service","Problem-solving","Multi-tasking","Attention to detail"]

Evaluate and underwrite retail loan applications by applying approved fraud and loan-processing policies to support credit approval decisions. Ensure accurate data entry for personal and dealer information, adjudicate within SLA timelines, and respond to dealer/customer questions on underwriting and program details. Maintain fraud and BSA/AML risk controls while following underwriting and scorecard processes, including correct LTV and advance-rate calculations and promotion/document setup in system.

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Truist Financial
Truist Financial
22 hours ago

Sheffield Underwriter I

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Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live

Job Summary

Evaluate and underwrite retail loan applications by applying approved fraud and loan-processing policies to support credit approval decisions. Ensure accurate data entry for personal and dealer information, adjudicate within SLA timelines, and respond to dealer/customer questions on underwriting and program details. Maintain fraud and BSA/AML risk controls while following underwriting and scorecard processes, including correct LTV and advance-rate calculations and promotion/document setup in system.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Evaluate and underwrite retail loan applications to assess applicant risk consistent with Sheffield and TRUIST policies, including fraud processes and advance-rate approvals.
  • •Accurately enter and maintain personal and dealer information in the system with strong attention to detail.
  • •Adjudicate credit decisions within Sheffield’s SLA time range and request additional information as needed.
  • •Answer dealer/customer questions on underwriting and operational or procedural details including promotional offerings, policies, incentives, and lien perfection.
  • •Follow underwriting and scorecard processes, properly document accounts, and calculate LTV and advance rates under OEM guidelines; support fraud and BSA/AML risk mitigation.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife Insurance401kDisabilityPaid HolidaysPaid LeaveSick Days

Key Requirements

  • •High school diploma or equivalent.
  • •Strong decision-making and organizational skills.
  • •Excellent verbal and written communication skills.
  • •Strong customer service skills.
  • •Demonstrated problem-solving skills and ability to multi-task in a fast-paced environment.
Experience:Retail financeIndirect space
Education:High School
Skills:Decision-makingOrganizational skillsVerbal communicationWritten communicationCustomer serviceProblem-solvingMulti-taskingAttention to detail
Languages:English
Tech Stack:Microsoft Office

Company Brief

Truist Financial
Provides consumer and commercial banking, wealth management, insurance, lending, and payments services through a large U.S. financial services platform formed by the merger of BB&T and SunTrust.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Charlotte, United States
Founded: 2019
WebsiteLinkedIn