Credit Risk Analyst

Fiserv
India
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: associatesSkills: ["Detailed and organized","Multi-tasking","Independent judgment","Communication","Problem-solving"]

Identify, mitigate, and eliminate fraud and credit losses by investigating potentially high-risk or suspicious merchant activity. Make real-time decisions on cases requiring deeper review, and coordinate fraud remediation and risk mitigation with internal teams such as Funding, Legal, Operations, and Client Services. Review merchant accounts for fraud/credit exposure, negotiate collateral and restructuring terms, handle inquiries via scheduled calls, and complete special projects in a fast-paced environment.

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FursaFursa
Fiserv
Fiserv
3 weeks ago

Credit Risk Analyst

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Identify, mitigate, and eliminate fraud and credit losses by investigating potentially high-risk or suspicious merchant activity. Make real-time decisions on cases requiring deeper review, and coordinate fraud remediation and risk mitigation with internal teams such as Funding, Legal, Operations, and Client Services. Review merchant accounts for fraud/credit exposure, negotiate collateral and restructuring terms, handle inquiries via scheduled calls, and complete special projects in a fast-paced environment.
Location: India
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Conduct investigations to identify and address potentially high-risk or suspicious merchant processing activity to protect against financial loss.
  • •Make real-time decisions on cases requiring deeper investigation and identify emerging fraud trends.
  • •Coordinate fraud remediation and risk mitigation efforts with teams including Funding, Legal, Operations, and Client Services.
  • •Review merchant accounts to assess fraud and credit risk exposure, including negotiating collateral requirements and restructuring terms as needed.
  • •Communicate high-risk activity to internal and external partners and resolve merchant inquiries through scheduled calls and special projects.

Key Requirements

  • •2-year degree with prior work experience.
  • •2 years prior customer service experience or 1 year Fraud & Risk Experience.
  • •Ability to use programs such as Excel & Word.
  • •Ability to multi-task and meet deadlines, including possible weekends and holidays.
  • •Be detailed and organized, with strong analytical/quantitative/problem-solving skills.
Experience:FraudRiskCustomer service
Education:Associate's
Skills:Detailed and organizedMulti-taskingIndependent judgmentCommunicationProblem-solving
Tech Stack:ExcelWordMasterCardVisa

Company Brief

Fiserv
Provides payments, processing services, risk management, and core banking technology to financial institutions, merchants, and businesses worldwide, enabling digital payments, account processing, and financial services integration.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Brookfield, United States
Founded: 1984
WebsiteLinkedIn