Senior Manager, Senior Counsel - Truth in Lending Act/Reg Z

Discover Financial
Richmond, Chicago, Virginia, Illinois
Workplace: HybridFull timeUSD 182,500 - 208,300 annuallyFunction: Banking, Lending & CreditExperience: 4+ yearsEducation: bachelorsSkills: ["Demonstrated judgment","Clear writing","Intellectual curiosity","Humility","Growth mindset"]

Serve as a legal expert on the Truth in Lending Act (TILA) and Regulation Z, interpreting requirements and providing advice for business-critical initiatives across credit card, auto lending, and personal loans. Partner with Legal colleagues and business, compliance, and risk teams while operating at the intersection of financial services and technology. Issue-spot, problem-solve, and mitigate legal risk using clear, accessible writing and regulatory insight.

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Discover Financial
Discover Financial
1 day ago

Senior Manager, Senior Counsel - Truth in Lending Act/Reg Z

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Job Summary

Serve as a legal expert on the Truth in Lending Act (TILA) and Regulation Z, interpreting requirements and providing advice for business-critical initiatives across credit card, auto lending, and personal loans. Partner with Legal colleagues and business, compliance, and risk teams while operating at the intersection of financial services and technology. Issue-spot, problem-solve, and mitigate legal risk using clear, accessible writing and regulatory insight.
Location: Richmond, Chicago, Virginia, Illinois
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Sr. Manager level

Key Responsibilities

  • •Interpret TILA and Regulation Z and advise on related business-critical initiatives.
  • •Provide legal expertise in a highly regulated environment across multiple Capital One lines of business.
  • •Collaborate with Legal, business, compliance, and risk partners to assess and mitigate legal risk.
  • •Issue-spot and solve legal problems while supporting innovation in a competitive market.
  • •Communicate complex legal concepts clearly to non-expert audiences through accessible writing.

Pay and Benefits

Salary: USD 182,500 - 208,300 annually

Key Requirements

  • •Juris Doctor from an accredited law school.
  • •Active member in good standing of at least one state bar.
  • •At least four years of experience as an attorney in a law firm, government agency, military judge advocate role, or in-house counsel environment.
  • •Experience advising on or litigating TILA/Regulation Z.
  • •Background in consumer financial services law.
Experience:4+ years
Education:Bachelor's
Skills:Demonstrated judgmentClear writingIntellectual curiosityHumilityGrowth mindset

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn