Citizens Bank

3 months ago

Corporate Banking Credit Analyst I

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Last checked: 1 day agoStatus: Live

Job Summary

A details-driven credit analyst supporting a team of Portfolio and Relationship Managers by researching market data, analyzing financial statements, and applying credit policy to underwriting commercial credits. You’ll prepare industry analyses, assist with risk mitigation recommendations, and participate in the underwriting process to support key credit decisions and future leadership in Commercial Credit.

Location: Atlanta

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Key Responsibilities

•Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity
•Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions
•Communicate internally as well as with customers directly on financial analysis or account management issues
•Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements, interpreting financial statements from other Credit Analysts and maintaining credit files
•Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models

Key Requirements

•Bachelor’s degree is required; equivalent work experience or completion of formal credit training program with up to 2 years of applied financial analysis in a commercial banking environment is strongly preferred
•3+ years of commercial banking experience is preferred; includes internships, formal credit training, business banking, middle market, and/or specialty commercial banking, etc.
•Position requires basic internet search skills, knowledge of financial statement spreading and profitability modeling, and the ability to manage multiple priorities; strong verbal and written communications
•Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis in a commercial banking environment is strongly preferred
•Bachelor’s degree is required

Experience:Commercial bankingFinancial analysis

Education:Bachelor's

Skills:Communication

Languages:English

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website

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Citizens Bank

3 months ago

Corporate Banking Credit Analyst I

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 1 day agoStatus: Live

Job Summary

Location: Atlanta

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Key Responsibilities

•Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity
•Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions
•Communicate internally as well as with customers directly on financial analysis or account management issues
•Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements, interpreting financial statements from other Credit Analysts and maintaining credit files
•Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models

Key Requirements

•Bachelor’s degree is required; equivalent work experience or completion of formal credit training program with up to 2 years of applied financial analysis in a commercial banking environment is strongly preferred
•3+ years of commercial banking experience is preferred; includes internships, formal credit training, business banking, middle market, and/or specialty commercial banking, etc.
•Position requires basic internet search skills, knowledge of financial statement spreading and profitability modeling, and the ability to manage multiple priorities; strong verbal and written communications
•Equivalent work experience or completion of formal credit training program and up to 2 years of applied financial analysis in a commercial banking environment is strongly preferred
•Bachelor’s degree is required

Experience:Commercial bankingFinancial analysis

Education:Bachelor's

Skills:Communication

Languages:English

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website