Retail Loans Pricing Manager

Emirates NBD
Dubai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Cross-functional leadership","Stakeholder management","Governance","Analytical problem-solving","Data-driven decision making"]

Design and execute risk-based pricing strategies for retail loans to strengthen competitiveness, protect portfolio quality, and optimize revenue. Lead cross-functional delivery across business, IT, Finance, Risk, Operations, and external partners, translating needs into scalable pricing and digital solutions. Build and refine pricing models using portfolio and customer behavior data, govern SAS decision logic and Finacle pricing schemes, and deliver analytics, dashboards, and governance through launches and performance tracking.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Emirates NBD
Emirates NBD
6 days ago

Retail Loans Pricing Manager

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Design and execute risk-based pricing strategies for retail loans to strengthen competitiveness, protect portfolio quality, and optimize revenue. Lead cross-functional delivery across business, IT, Finance, Risk, Operations, and external partners, translating needs into scalable pricing and digital solutions. Build and refine pricing models using portfolio and customer behavior data, govern SAS decision logic and Finacle pricing schemes, and deliver analytics, dashboards, and governance through launches and performance tracking.
Location: Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Lead cross-functional delivery and governance across business, IT, Finance, Risk, Operations, and external partners to deliver scalable pricing and digital solutions for the Retail Assets strategy.
  • •Analyze portfolio and customer risk profile to develop, refine, and implement risk-based pricing strategies aligned to competitiveness and loss mitigation.
  • •Design and govern SAS rules, rule flows, and decision logic; ensure pricing offers and schemes are correctly configured and consistently applied in Finacle.
  • •Drive retail asset digital transformation by redesigning customer journeys using APIs, Emirates ID integration, digital decisioning algorithms, and instant credit assessment for straight-through approvals.
  • •Own pricing-variance initiatives and end-to-end validation of pricing-engine releases (SIT, UAT, production), then track performance vs plan/forecast and deliver executive-ready dashboards and recommendations.

Pay and Benefits

Perks:Remote Work

Key Requirements

  • •Bachelor’s degree in Finance, Mathematics, Statistics, Economics, Computer Science, or a related field; a master’s is a plus.
  • •Professional certifications in Financial Analysis (e.g., CFA, CPA) preferred.
  • •Extensive experience in Retail Assets / Retail Lending, including personal loans, mortgages, auto loans, and overdrafts.
  • •Proven experience in retail loans pricing, especially risk-based pricing strategies.
  • •Strong background in project management and IT delivery, including cross-functional initiatives and digital transformation.
Experience:Retail lendingPersonal loansMortgagesAuto loansOpen banking
Education:Bachelor's
Skills:Cross-functional leadershipStakeholder managementGovernanceAnalytical problem-solvingData-driven decision making
Certifications:CFACPA
Tech Stack:SASSQLFinacleAPIsOpen bankingBlockchainUAE PassEmirates IDWhatsApp

Company Brief

Emirates NBD
Emirates NBD is a leading UAE-based banking group providing retail, corporate, Islamic, investment and private banking, plus asset management and digital banking services across multiple countries in the MENAT region.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1963
Glassdoor
Glassdoor: 3.5
WebsiteLinkedInGlassdoor