Principal Associate, Data Scientist - Emerging ML

Discover Financial
New York, San Jose
Workplace: OnsiteFull timeUSD 161,800 - 184,600 annuallyFunction: Data Science & Machine LearningSkills: ["Communication","Curiosity","Problem-solving"]

Build and operationalize machine learning models for emerging AI capabilities like embeddings and foundation models. You’ll work across the full data science lifecycle—from design and training through evaluation and validation—then partner with engineering to deploy scalable systems serving 50M+ customers. Collaborate with product and business teams on experiments that improve customer experiences and outcomes across marketing, servicing, and fraud prevention.

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Discover Financial
Discover Financial
2 weeks ago

Principal Associate, Data Scientist - Emerging ML

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Last checked: 1 hour agoStatus: Live

Job Summary

Build and operationalize machine learning models for emerging AI capabilities like embeddings and foundation models. You’ll work across the full data science lifecycle—from design and training through evaluation and validation—then partner with engineering to deploy scalable systems serving 50M+ customers. Collaborate with product and business teams on experiments that improve customer experiences and outcomes across marketing, servicing, and fraud prevention.
Location: New York, San Jose
Workplace: Onsite
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Build machine learning models from design through training, evaluation, and validation, partnering with engineering to operationalize them in scalable production systems.
  • •Partner with business and product teams to run experiments that improve customer experiences and business outcomes across domains like marketing, servicing, and fraud prevention.
  • •Write software to collect, explore, visualize, and analyze numerical and textual data using tools such as Spark and AWS.

Pay and Benefits

Salary: USD 161,800 - 184,600 annually

Key Requirements

  • •Bachelor’s degree in a quantitative field plus 5 years of data analytics experience, or a Master’s degree plus 3 years, or a PhD in a quantitative field.
  • •Hands-on experience developing data science solutions from concept to production using open source tools and cloud computing platforms.
  • •At least 3 years of experience in Python, Scala, or R.
  • •At least 3 years of experience with machine learning.
  • •At least 3 years of experience with SQL.
Experience:Financial servicesMachine learningArtificial intelligence
Skills:CommunicationCuriosityProblem-solving
Tech Stack:PythonScalaRSparkAWS

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn