Manager, Credit Risk

Mastercard
São Paulo
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 5-8 yearsEducation: bachelorsSkills: ["Analytical","Communication","Stakeholder management"]

Lead Second Line of Defense oversight for credit risk in the Brazil portfolio, driving independence, challenge, and governance across risk frameworks, rating processes, and portfolio monitoring. Partner with regulators, internal audit, and first-line risk to elevate controls, ensure policy adherence, and strengthen risk insights and escalation.

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FursaFursa
Mastercard
Mastercard
4 months ago

Manager, Credit Risk

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Source: Company careers pageValidated by: Fursa AI
Status: Live

Job Summary

Lead Second Line of Defense oversight for credit risk in the Brazil portfolio, driving independence, challenge, and governance across risk frameworks, rating processes, and portfolio monitoring. Partner with regulators, internal audit, and first-line risk to elevate controls, ensure policy adherence, and strengthen risk insights and escalation.
Location: São Paulo
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Perform Second Line oversight of credit risk activities and challenge underwriting decisions and risk assessments
  • •Review credit proposals, portfolio metrics, and risk reports to ensure alignment with policy and risk appetite
  • •Provide effective challenge on underwriting decisions, risk assessments, and control effectiveness
  • •Support escalation of material issues, breaches, or emerging risks to the Vice President, Credit Risk
  • •Monitor portfolio performance, concentrations, and key risk indicators against thresholds and prepare materials for risk committees

Key Requirements

  • •5–8 years of experience in Credit Risk, Risk Management, or related discipline
  • •Bachelor’s degree required
  • •Relevant certifications (CFA, FRM, etc.)
  • •Strong technical knowledge of credit risk principles and frameworks
  • •Analytical capability to interpret portfolio data, stress tests, and risk metrics
Experience:5-8 yearsFinancial servicesCredit riskRisk management
Education:Bachelor's
Skills:AnalyticalCommunicationStakeholder management
Certifications:CFAFRM

Company Brief

Mastercard
Mastercard is a global payments and technology company that processes transactions, provides fraud prevention and data services, and builds payment infrastructure for consumers, businesses, merchants and governments across 200+ countries.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Purchase, New York, United States
Founded: 1966
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