Associate/Senior Associate - Merchant Risk

Cashfree Payments
India
Workplace: OnsiteFull timeFunction: Legal, Risk & ComplianceExperience: 2-4 yearsEducation: bachelorsSkills: ["Analytical thinking","Communication","Documentation","Stakeholder coordination"]

Join the Merchant Risk team to perform end-to-end merchant risk assessment. You’ll review merchant onboarding data and KYC documentation, validate merchant operational capability, and monitor transactions in real time using dashboards and exception reports. Identify fraud and misuse signals (velocity spikes, refund loops, cross-border anomalies), analyze behavior against declared business models, escalate high-risk cases, and document investigations while partnering with Product, Operations, and Technology to strengthen monitoring rules.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Cashfree Payments
Cashfree Payments
3 days ago

Associate/Senior Associate - Merchant Risk

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Join the Merchant Risk team to perform end-to-end merchant risk assessment. You’ll review merchant onboarding data and KYC documentation, validate merchant operational capability, and monitor transactions in real time using dashboards and exception reports. Identify fraud and misuse signals (velocity spikes, refund loops, cross-border anomalies), analyze behavior against declared business models, escalate high-risk cases, and document investigations while partnering with Product, Operations, and Technology to strengthen monitoring rules.
Location: India
Workplace: Onsite
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Conduct end-to-end merchant profile reviews using onboarding data, KYC documentation, website validation, and workflow assessments.
  • •Monitor merchant transactions in real time using monitoring dashboards, alerts, and daily exception reports.
  • •Detect suspicious patterns such as velocity spikes, abnormal failure ratios, refund loops, and cross-border anomalies.
  • •Analyze transaction behavior across multiple Merchant IDs to identify linked entities, duplicate setups, and network fraud risks.
  • •Escalate confirmed high-risk cases for suspension/disablement or enhanced due diligence and maintain structured documentation of alerts and investigations.

Key Requirements

  • •2–4 years of experience in merchant risk, transaction monitoring, fraud analytics, or compliance in fintech, banking, or payments.
  • •Bachelor’s degree in Engineering, Computer Science, Information Technology, or a related analytical field (preferred).
  • •Strong analytical mindset with experience using transaction monitoring tools, dashboards, or data analysis platforms.
  • •Good understanding of payment gateway workflows, chargeback lifecycle, merchant onboarding risk, and transaction behavior patterns.
  • •Strong communication, documentation, and stakeholder coordination skills.
Experience:2-4 yearsFintechBankingPayments
Education:Bachelor's
Skills:Analytical thinkingCommunicationDocumentationStakeholder coordination
Tech Stack:Transaction monitoring dashboardsData analysis platforms

Company Brief

Cashfree Payments
Provides payment gateway and payouts infrastructure for businesses, enabling online payments, vendor disbursements, and recurring collections. Serves merchants with APIs, checkout tools, banking integrations, and payment processing across cards, UPI, net banking, and wallets.
Industry: Payments
Company Size: Large (251 to 1,000 employees)
Growth: Scaleup
Headquarters: Bengaluru, India
Founded: 2015
WebsiteLinkedIn