Credit Analyst

KeyCorp
United States
Workplace: HybridFull timeUSD 52,000 - 80,000 annuallyFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Analytical thinking","Communication","Collaboration","Time management","Ownership"]

Evaluate and analyze loan requests to assess creditworthiness and risk for existing and prospective customers. Gather and interpret credit data, financial statements, and tax returns, apply accounting principles and financial modeling, and use risk rating outputs to support credit recommendations. Prepare and maintain credit write-ups and credit files, review loan documentation and covenant compliance, initiate annual reviews, and escalate deteriorating credits for potential restructure while ensuring adherence to credit policy and guidelines.

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FursaFursa
KeyCorp
KeyCorp
2 days ago

Credit Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 12 hours agoStatus: Live
Reposted: similar role first listed 2 months ago

Job Summary

Evaluate and analyze loan requests to assess creditworthiness and risk for existing and prospective customers. Gather and interpret credit data, financial statements, and tax returns, apply accounting principles and financial modeling, and use risk rating outputs to support credit recommendations. Prepare and maintain credit write-ups and credit files, review loan documentation and covenant compliance, initiate annual reviews, and escalate deteriorating credits for potential restructure while ensuring adherence to credit policy and guidelines.
Location: United States
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Evaluate loan requests by identifying purpose, risk elements, and collateral adequacy.
  • •Analyze credit data and financial statements/tax returns to determine creditworthiness and risk.
  • •Develop credit recommendations by assessing risk rating model outputs and client data, including credit write-ups for partners and officers.
  • •Identify deteriorating credits early, escalate for potential restructure, and perform annual reviews.
  • •Maintain credit files and portfolios, including loan documentation review and covenant compliance/tracking.
Travel: Low travel

Pay and Benefits

Salary: USD 52,000 - 80,000 annually

Key Requirements

  • •Bachelor’s degree or equivalent work experience in finance, accounting, economics and/or business.
  • •Experience with financial and/or borrower analysis.
  • •Competent with Microsoft Office and able to learn and use other technology applications.
  • •Understanding of financial models.
  • •Ability to gather research, analyze data, synthesize insights, and communicate effectively.
Experience:Financial analysisCorporate lending
Education:Bachelor's
Skills:Analytical thinkingCommunicationCollaborationTime managementOwnership
Tech Stack:Microsoft OfficeSpreadsheetsFinancial modelsCash flow statementsBalance sheetIncome statementsTax returns

Company Brief

KeyCorp
KeyCorp operates KeyBank, providing retail and commercial banking, lending, wealth management, and investment services to individuals, businesses, and institutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Cleveland, United States
Founded: 1849
Glassdoor
Glassdoor: 3.6
WebsiteLinkedIn