Analyst-Risk Management

American Express
London
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceEducation: bachelorsSkills: ["Written communication","Verbal communication","Credit analysis","Risk assessment","Financial analysis"]

Evaluate and underwrite institutional credit exposures within the Credit & Fraud Risk organization. The role conducts fundamental credit analysis to assign internal credit ratings, assess business, financial, industry, and country risk, and support underwriting/limit sizing for wholesale card and lending products. Analysts work with rating model outputs to determine credit capacity, structure facilities, and write credit risk memorandums, ensuring decisions meet global banking standards.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
American Express
American Express
2 days ago

Analyst-Risk Management

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Evaluate and underwrite institutional credit exposures within the Credit & Fraud Risk organization. The role conducts fundamental credit analysis to assign internal credit ratings, assess business, financial, industry, and country risk, and support underwriting/limit sizing for wholesale card and lending products. Analysts work with rating model outputs to determine credit capacity, structure facilities, and write credit risk memorandums, ensuring decisions meet global banking standards.
Location: London
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Entry level

Key Responsibilities

  • •Rate and underwrite credit exposures in the assigned region, industry, and business line.
  • •Perform fundamental credit assessment using business, financial, industry, and country risk inputs plus rating model outputs.
  • •Determine internal credit ratings that drive probability of default for each exposure.
  • •Support underwriting (approval and limit sizing) for wholesale card and lending products.
  • •Prepare accurate company-specific and industry-wide credit risk memorandums, including risk mitigation and program structure considerations.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisability InsurancePaid ParentalRetirement

Key Requirements

  • •Bachelor’s degree (or equivalent) in Finance or a related subject.
  • •Fluency in English (German fluency strongly preferred).
  • •Experience in fundamental credit analysis and/or underwriting of commercial enterprises (1–2 years preferred).
  • •Ability to review corporate financial statements to identify key risk drivers and assess probability of default.
  • •Ability to determine appropriate credit capacity, structure facilities, and apply risk mitigation techniques.
Education:Bachelor's in Finance
Skills:Written communicationVerbal communicationCredit analysisRisk assessmentFinancial analysis
Languages:EnglishGerman

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn